Our funding will support the delivery of the ‘Money Smart Futures’ project, targeting 80 young adults aged between 18 and 29 who live in disadvantaged areas in Leicestershire. This training programme will include the co-creation of workshop resources and a financial capability toolkit with local community stakeholders including staff, colleagues from De Montfort University and local young people. Four youth workshops will be delivered at community venues and 10 young adults will be trained as peer money mentors.
Our funding will enable All About Us to deliver ‘The Skills to Help with Bills’ project, focusing on teaching 10 young people aged 17 to 24 about the different aspects of life they will have to manage as they become independent adults. The project will be structured around the Moving On course accredited by the education charity ASDAN.
Our funding will enable Mesila to deliver its financial coaching programme, which comprises three to six one-to-one coaching sessions to 100 people in Manchester, Gateshead and London. The project will support people struggling with a range of financial issues. These will include the daily challenges of affording life during the cost of living crisis. Areas covered will include budgeting skills, savings, credit cards, debt, how to handle unexpected expenses or crises, and how to become money confident and plan for the future. As part of the project, two new coaches will be trained to deliver the programme, and 10 existing coaches will each attend two ‘continuing professional development’ training sessions.
Our project will enable Roma Right Path Project CIC to deliver 10 two-hour financial literacy workshops in English and relevant Roma languages, supporting 10 to 15 people per workshop, reaching 80 Roma beneficiaries over the year. Participants will be offered ongoing support every three months. At least one member of the team will undertake additional money guidance training to support the project.
The project we are funding is an eight-hour-a-week post to plan, co-ordinate and deliver 12 CAP Money:Kids courses to about 400 children in Years 5 and 6 across East Suffolk. Specifically tailored for schools, CAP Money:Kids has been developed with teachers who are keen to equip the next generation with essential skills to ensure they are wise about money in the future. The person in post will support the delivery of up to three adult CAP Money courses over the funding period, hoping to capitalise on synergy benefits in reaching school parents.
Our funding will enable Pars Community to deliver 20 90-minute online financial literacy workshops and 80 one-to-one personalised financial coaching sessions to 40 couples and 40 individuals. The project will develop and distribute multi-lingual financial education resources, including in Farsi and Arabic, to enable the course content to be accessible to participants. The project will conclude with a community financial awareness day to share learning, insights and experiences.
Our funding will enable Alpha House Calderdale to deliver two gambling and money management courses, each comprising of 25 one-hour classroom sessions supporting 64 participants over the year. The course covers gambling and its effects; the damage caused to self and others; gambling and loss; shame and guilt; addressing money problems; relationships with money; wasting money and why; budgeting and saving; dealing with debts; and how to improve your credit score. The project includes provision for weekly one-to-one support, six field trips, and training for a team member to further develop their money guidance skills.
Our funding will enable TCR to be able to deliver eight one-to-one money management support sessions each week during term time, supporting a minimum of 75 people. It will deliver two six-week youth money-management programmes to a minimum of 20 young people, and will produce a practical local resource series of ‘Top Tip Sheets’ for adults going through different life situations, such as becoming a parent, getting a new job, facing redundancy or retiring.
Our funding will enable it to deliver the ASDAN foundational personal finance short course to six groups of 12 people per half term. This will focus on young people with autism and learning disabilities who are aged 13 to 19 and not in education, and their parents/caregivers, over a one-year period. Topics include managing finances, income and expenditure, planning for the future, and making financial choices. The sessions will be expertly facilitated by a qualified tutor, complemented by a dedicated family support worker. The young people will work with their parents in guided group sessions and learn collaboratively. Over the year, Little Miracles will support at least 72 people.
Our funding will enable Spring into Action to deliver five money-management courses comprising six weekly two-hour sessions for adults with learning disabilities. It anticipates engaging 12 people per course and therefore aims to reach 60 people over the year. The course will be co-delivered by two peer educators with lived experience of a learning disability. The course topics will include attitudes to money, where money comes from, essential/non-essential spending, budgeting skills, and credit and debt issues. This course will build participants’ skills, confidence, and make them less vulnerable to financial abuse.
Our funding will enable Clean Slate to deliver six three-hour financial wellbeing workshops at Changing Lives Oaktrees in Newcastle, a community rehab and treatment centre for people in recovery from addiction. The project will engage with over 100 people over the year. The workshops will cover budgeting, financial products and services, access to affordable credit, credit scoring and energy. Following the workshop, an experienced financial wellbeing adviser will deliver one-to-one, tailored wraparound support.
The project our funding will enable Rochdale AFC Community Trust to deliver is a rolling 10-week workshop programme for individuals with autism and learning difficulties. This will cover budgeting, tracking spending, comparing prices, cooking on a budget, accessing benefits, digital skills, emergency planning, emotional wellbeing and how that relates to money, employment rights, and financial scam awareness. The programme will be delivered five times over the year aiming to reach 80 people, building their confidence and financial capability skills. Throughout the programmes, learners will be supported to achieve AQA Unit Awards relevant to the topics. Participants who attend at least four sessions will be gifted by Rochdale AFC two tickets to a home match of their choice, which will aid recruitment and sustain engagement with the programme.
We will be funding its ‘Money Matters’ project, which includes a training day facilitated by Dosh for the Norwich training group. Three members of this group will become peer money trainers and will work alongside the training officer (who has learning disabilities) and an adviser to develop content for interactive money workshops and co-produce an easy-read workbook. The workshops will be designed to teach adults with learning disabilities the skills to manage their money, use cards safely, plan and budget, increase their awareness of scams as well as how to understand and access safe support around benefits. The project will deliver four workshops across Norfolk: in Great Yarmouth, Diss, Cromer and Norwich, to over 60 people with learning disabilities during the year. One-to-one money guidance support will be provided as required, and an experienced adviser will be funded for four hours a week to support the project.
We are funding The Money Charity to deliver 15 money workshops to around 150 young people and adults with special educational needs. Each activity-based workshop will be co-created and delivered with each community organisation, with a flexible model of delivery. The participants will develop confidence, knowledge and skills around budgeting and saving, credit, debt and energy, plus how to stay safe with their money and avoid scams. The workshops will improve their financial capability, reduce their risk of experiencing financial difficulties and improve their ability to cope if they do find themselves in difficult financial circumstances.
The project we are funding is the Out and About Club which runs every other Sunday to provide life skills and social activities for young people aged 16 to 24 with disabilities – whether physical, neurological, or affecting their learning or mental health. The project will fund 18 three-hour financial literacy training sessions. These will be delivered by the charity’s inclusion officer using its own materials and resources from HSBC, with some sessions delivered by a trainer from The Money Charity. The training will increase the independent living skills, promote social inclusion and reduce the financial vulnerability of 24 young people with disabilities.
Our funding will enable Peak Empower to deliver the ‘Money Matters’ course as part of its youth empowering programme which supports young people with learning difficulties to learn independent living skills. The course comprises six two-hour weekly sessions, four times over the year, reaching 60 young people. The sessions will help participants develop practical skills on how to bank and shop online, and how to purchase in person using phones and debit cards, and they will also cover budgeting tools and apps, being safe online, how to avoid scams, and the help and advice that is available should they get into financial difficulty. It will use learning resources from MoneyHelper and NatWest Thrive among others. At least one member of staff will be upskilled by attending money guidance training.
The project we are part-funding is the delivery of the ‘graduation programme’, for women who have been granted leave to remain in the UK, to start accessing the public resources available to them, including housing and benefits. It will equip around 90 women over a year with the confidence and life skills to support their transition to being financially independent and emotionally secure. The programme will coach and support them through weekly workshops, interactive sessions, form-filling sessions and will provide one-to-one support. Areas covered in the programme include skills development (digital skills, interview skills), practical support (applying for a bank account, applying for housing, applying for Universal Credit and other benefits), and education around the benefits, housing, childcare and other systems, which they may be unfamiliar with.
The project we are funding will support at least 40 homeless adults to access eight weekly sessions on building financial capability skills and confidence. The content will include working out income and expenditure, prioritising bills, understanding tenancy responsibilities, attitudes towards responsible spending, banking, shopping on a budget and sourcing utility suppliers. This will be delivered in both a group setting and through one-to-one tailored wraparound support, delivered by an experienced support worker for 10 hours a week and a volunteer.
Our funding will enable Integration Station to train 12 leaders and staff from six RCOs: Integration Station, Roma Right Path Project CIC, Tyne and Wear Eritrean Community Association, Utopia, Tavga, and the East Africa Support Group. They will learn essential personal finance skills covering topics such as budgeting, banking, savings, credit, taxes, insurance, emergency planning, employment rights, and financial scam awareness. Following this training, each RCO supported by Integration Station will host financial literacy workshops targeting between 20 and 50 members each, building capacity among refugee communities across Tyne and Wear.
We are funding Money A+E UK to produce an engaging co-designed and co-created programme of financial life-skills workshops with homeless young adults aged 18 to 25, in partnership with the YMCA St Paul’s Group, based in Surbiton. It will deliver 20 financial workshops (10 cohorts each undertaking two two-hour workshops), engaging a total of 60 homeless young adults. This training will focus on budgeting, tracking spending, financial goal-setting, banking, avoiding problem debt, understanding credit, housing and rental issues, accessing welfare benefits, emotional wellbeing and how that relates to money, and how to build financial resilience.
Our funding will enable Lotus to deliver online financial relationship group support and training, to domestic abuse victim-survivors who have experienced financial abuse and may be at risk of future abuse. This will be delivered as an online half-day workshop supporting eight people each time; this will be delivered 10 times, supporting 80 women over the year. Topics covered during the workshop will include experiences, fears and dangers around money and relationships, the importance of understanding your own and your partner’s approach and attitude towards money, being an equal financial partner, joint finance considerations, the impact of a poor credit history, setting agreements and boundaries, how to talk about money, and tips for protecting yourself. At least two staff members will be taught new skills to co-deliver future workshops.
Our funding will enable it to deliver 24 financial-capability workshops delivered in partnership with trainers Society Matters CIC, a subsidiary of Citizens Advice Gateshead, to anyone affected by bereavement and/or cancer. As all beneficiaries will have experienced bereavement and cancer directly or with their families, the requirement for many will be on their changing circumstances and how forced life changes can be managed to more positive ends. It is anticipated a minimum of 120 people will improve their financial wellbeing and financial life skills from attending the workshops.
We are funding Life in Community CIC to develop a CMA (Community Money Advice) Connect Hub, which will offer debt support and advocacy to residents. Two additional volunteers will be trained to become money mentors and help support families. The project will deliver a rolling 12-week workshop programme to parents which will cover budgeting, energy efficiency, price comparison websites, what is good vs bad debt and cooking on a budget.
The project we are funding will engage at least 200 young people aged between 8 and 11, from primary schools across the Liverpool region, who will take part in its Money Marvels programme. This interactive programme will teach age-appropriate money life skills, including a birthday party challenge, ‘the purse’, and ‘money detectives’. The programme comprises three one-and-a-half-hour sessions to whole class groups, delivered over one month, making the time between interventions short to increase engagement and keep the learning journey succinct.
Our funding will support the delivery of 20 financial skills and confidence-building sessions over a 12-month period to 50 beneficiaries, including one-to-one and small group work. Two members of staff from the children’s development team will attend Budget Coach Training, delivered by the charity, Community Money Advice, to improve their financial capability skills. They will then share this learning across the wider team.
The project we are part-funding is the ‘Budget, Buy & Boss It’ series of workshops for 12 young people aged 14 to 17. They will develop essential real-life skills through practical guidance, demonstrations, and hands-on activities, looking at cooking skills, budgeting skills, employment and independent-living skills.
We are funding a parents’ outreach project, Women and Money Matters, at West End Primary School, Morecambe. The aim is to support around 50 parents to discover new ways of thinking about and managing their money, to make healthier decisions for themselves and their families, and to become positive role models for their children. The project will include peer-led group work, a monthly drop-in, and one-to-one practical support for debt advice and guidance. The project will be delivered in partnership with Green Rose CIC, RoseTinted Financial, and TP Financial Solutions.
The project we are funding will support a specific Financial Confidence workshop as part of its Phoenix gender-neutral self-esteem programme. Coercive and controlling abuse often involves money and access to it, so this is particularly important for clients to gain specific support. This will be delivered over three sessions to four separate cohorts over the year, directly supporting at least 40 beneficiaries. To support the delivery, two members of staff and two volunteers will attend Community Money Advice’s Budget Coach online training.
The project we are funding will enable SAMEE to provide intensive support to deliver personal financial and confidence-building training to 12 young people with learning disabilities. Each learner will develop self-employment and independent money life skills, gaining an accredited Level 1 Steps into Self-Employment Course qualification.
We are funding the delivery of the Mammas (Money And Mind Management Action Support) programme, delivered in several formats to parents (face to face, live online, recorded sessions, workbooks and community radio broadcasts). Sessions will address the challenges of the current cost of living crisis – assisting parents to learn strategies for better money management and offering a holistic model of support, touching on the importance of mental and physical health and how this affects many of the behaviours around managing money. The face-to-face course will comprise four two-hour sessions for up to eight participants per course, which will be delivered four times over the year, twice in Sheerness and twice in Eastchurch.
Our funding will enable it to deliver 20 financial capability workshops delivered in partnership with trainers from the Birmingham Settlement charity. They will provide four hours a week of one-to-one support to those with complex needs, providing welfare and debt advice and money guidance, supporting about 200 people over the funding period.
The project we are funding is the delivery of the CAP (Christians Against Poverty) Money Kids Course to 44 Year 5 classes (approximately 1,320 children) across 15 schools in the area. The course is designed to meet the requirements set out by the curriculum in a fun, engaging way for children aged nine to 11. Topics covered include budgeting, saving and spending, all taught through interactive stories, games and real-life situations.
Our funding will support its Welfare and Advice service to help around 60 vulnerable people and their carers. The project will provide one-to-one budgeting guidance to teach clients to manage on limited incomes, strained budgets and increasing financial hardships. This will help them build and develop financial resilience to navigate the cost-of-living crisis, preventing the need to choose between heating and eating. The project will fund the salary of a welfare adviser for six hours a week over one year.
The project we are funding will enable CARE to provide one-to-one urgent money guidance and support to people in financial crisis. It will part-fund the salary of a money advice key worker to support approximately 100 people in crisis to gain access to appropriate benefits, support with energy debt and rent arrears, complete where necessary debt relief orders, and to advocate at welfare benefit tribunals.
Our funding will allow the bank to open and staff three weekly community-help points at Landport Foodbank in Lewes, Havens Community Hub in Newhaven and Seaside Community Hub in Eastbourne. The help-points will run for two hours each and will be staffed by a community advocate who can assist people in accessing its financial services as well as offering urgent budgeting and money management advice. It anticipates helping 500 people at the help-points over the year.
The cost-of-living support scheme we are funding will help around 190 people who are disproportionately affected by the cost-of-living crisis and who are struggling with debt and managing their money. Sanctus will deliver eight hours of one-to-one support sessions a week for a year with a member of its Support Hub team. This will include debt management, household budgeting, and sourcing and applying for energy funds for those who have inherited debt on moving into a property.
The project we are funding will deliver crisis debt and advocacy support and financial capability training to approximately 88 beneficiaries, who are experiencing debt and money management issues. The project will be delivered by an experienced debt adviser funded for 15 hours a week for six months over this coming winter.
We are funding its weekly Tuesday Drop-In project, which will allow 150 women to receive advice on urgent issues including debt, domestic violence, benefit entitlement and housing. Its support programme will include money matters courses, eating well sessions (looking at low-cost and nutritious food), clothing swaps and tips for reducing fuel bills. One-to-one advocacy support will be provided including signposting to specialist partner agencies including South Tyneside Citizens Advice, Moneywise Credit Union and Age Concern Tyneside South.
Working with delivery partner Melton and District Money Advice Centre (MADMAC), it will deliver the ‘My Family, My Money, My Future’ project. This will provide urgent money guidance and debt support to 125 families living in the Saffron Lane area. This will include 10 weekly drop-in guidance sessions and six one-hour financial capability workshops for families (each workshop will be repeated five times). It will deliver four peer-to-peer support sessions to help families develop and build up their long-term financial capability skills.
Our funding will enable an experienced case-worker to deliver an emergency money advice and income-boosting project for six months, supporting 60 households. The case-worker will have the skills to help people of all capabilities and will be funded for 19 hours a week. The project’s support will include financial management advice, helping clients to identify priority and non-priority demands on their finances and to budget accordingly.