April 2022 - Living with Long Term Challenges - just over £58,000 committed, 9 projects approved.
Empowering Deaf Society is a deaf-led charity providing a variety of services supporting deaf people across Greater London. It’s been providing support since 2009. It champions equality of opportunity enabling deaf people to take an active role in society by providing support to access mainstream services. It does this by delivering deaf social clubs, information workshops, advice and advocacy. It currently works with about 2,000 British Sign Language (BSL) users in London.
Citizens Advice York is an independent charity, providing free, confidential and impartial advice and campaigns on big issues affecting people’s lives in York and the surrounding areas. These issues include benefits, debt, housing, employment law and immigration. Its goal is to help everyone find a way forward, whatever problem they face.
Deepness is a not-for-profit organisation, established in 2020, which is led and governed by people living with dementia and cognitive impairment. Its website Deepness Dementia Media is a platform that gives people tools for living well with dementia across the UK. Since its inception it has successfully set up an online radio station, a TV station and its Wellbeing College. The college supports online courses that aim at living well with dementia through increased autonomy, promoting better relationships, developing a stronger understanding and growing in a co-productive way.
Roar Pursuits CIC is a not-for-profit organisation founded in 2017 and based in the London borough of Greenwich. Its aim is to provide education, training and support to young care leavers to enable them to build stable and successful independent lives. It has developed ground-breaking early interventional life hacks which are designed by a team who all have lived experience of being in care.
Deaf-initely Women is a deaf-led charity based in Belper in Derbyshire, established in 2015. It aims to improve the wellbeing of deaf, deafblind and hard-of-hearing women through raising awareness and health education. It wants to equip these women to become emotionally and financially strong and empower them to be able to cope within their personal, working and family lives.
Disability Sheffield was established in 2003, and it promotes choice, control and independence for disabled people in Sheffield. Its services include training, advocacy, information, accessibility and learning development. Sheffield Voices is its learning disability and autism arm which provides user-led self-advocacy, support and training.
Feeding Coventry is an independent charity, working to end food poverty in Coventry. It opened in March 2020 just as the Covid-19 outbreak was declared a pandemic, and its projects aim to alleviate poverty and prevent hunger by addressing both immediate needs and underlying causes. It supports members holistically by working with them through financial hardship and long-term health inequalities, providing advice, guidance, family support services, and opportunities to engage in health and wellbeing activities.
November 2021 - Life Changing Transitions - just under £73,000 committed, 12 projects approved.
Imago Dei Prison Ministry is a registered Christian charity established in 2016 in East Grinstead. Its purpose is to see that all women in prison, regardless of faith, are empowered to change their lives with a new hope for the future, and to productively re-integrate into society. It works with women to address underlying issues around offending behaviour and provide women with skills, self-belief and support to help them make different choices. It currently works across three prisons: HMP Downview, HMP East Sutton Park and HMP Send. ID Essence is its young adults team, which was originally Kahaila Essence but merged with Imago Dei Prison Ministry in March 2021 and delivers ‘myLife’ courses in HMP Downview to women aged 18 to 25.
Nomad is a registered charity, established in 1989 to support those affected by hidden homelessness in Sheffield. Nomad exists to improve access to decent, affordable housing, to help people transition out of homelessness quickly and positively, and support them to develop the skills and resilience to help them avoid homelessness in the future. It provides access to shared housing in Sheffield and offers coaching to help young people achieve their goals and ambitions.
Treasures Foundation is a registered charity, established in 2009. It provides safe accommodation in East London and specialist support to women with histories of drug abuse and offending. It works alongside women to enable them to recover, build healthy relationships, learn new skills, reach their full potential and lead fulfilling and independent lives.
Manchester Congolese Organisation (MaCO) is a registered charity established in 2011. It is a volunteer-led organisation whose aims are to support asylum seekers and refugees who have been placed in Manchester. It does this through the provision of free and confidential advice, assistance, representation, advocacy, and translating and interpreting services, in matters relating to welfare, health, social education (culture), academic development, employment, finance management and orientation to life in the UK.
CHAT (Churches Housing Action Team) is a registered charity, established in 1995 in Tiverton, Devon. For over 25 years it has been providing free, confidential advice and life-changing support to vulnerable individuals across a wide range of housing problems such as homelessness and repossession. CHAT aims to tackle homelessness, avoid evictions and bring hope.
Kith and Kin Financial Wellbeing is a community interest company based in Belfast which was established in 2015. It aims to strengthen personal financial resilience through developing confidence skills, financial education and self-help strategies and to provide access to free, confidential financial advice for people at different stages of their lives. Its ethos is “the prevention of money worries and associated stress is as important as the cure for them”.
Happy Days is a registered charity established in 2014 in Sowerby Bridge, West Yorkshire. It provides supported community housing schemes to residents who have been street homeless, and those at risk of homelessness. The community setting incorporates on-going mentoring and support to bring about sustainable change in people’s lives. Its aim is to see homelessness reduced and vulnerable people empowered to live independent and purposeful lives.
Pennine Mencap is a registered charity, established in 2012 in Oldham, Greater Manchester. It supports and provides opportunities for adults with learning disabilities and complex needs, offering a diverse range of services from daily group activities to crisis support. In particular it helps its service users develop life skills that will enable them to make effective life choices.
Mustard Seed Edinburgh was established in 2017. It’s a Christian community of mission, with a particular emphasis on bringing social justice and transformation to those in its community struggling with issues of homelessness, poverty and isolation. Alongside services on a Sunday it runs ‘Soul Food’, which offers a safe space, a free hot meal to anyone on a Thursday evening and a free hot breakfast on a Friday morning. It is currently the only centre that runs all three Christians Against Poverty (CAP) programmes in Scotland: Debt Advice, Life Skills and Job Club.
Established in 1965, CHAS Bristol is a registered charity that provides specialist housing advice, practical support and advocacy for marginalised Bristolians. Its clients live in deprived inner-city areas and rely on benefits and have financial and digital literacy issues, which often puts them at risk of homelessness. CHAS Bristol empowers its clients to achieve lasting solutions – more income, less debt, and a safe permanent home.
Renova Trust is a Christian faith-based charity, established in 2020 and based in Bracknell, Berkshire. It provides supported housing to formerly homeless or precariously housed people and ex-offenders. It aims to provide a holistic, long-term solution to the needs of the homeless, offering each person a mentor, help to build a positive friendship network and practical support managed through a key worker.
April 2021 - Raising the Next Generation - £55,000 committed, 10 projects approved.
Transitions UK is a registered charity established in 2014, with a mission to provide support, mentoring and personal development that changes young lives and futures across the UK. It particularly focuses on disadvantaged young people with learning disabilities, care leavers, those at risk of criminal exploitation or offending and those with mental health and emotional needs. It works across Bedfordshire, Hertfordshire, Buckinghamshire, parts of north London and the West Midlands.
The Money Charity was originally called Credit Action and is the UK’s leading financial capability charity. Its aim is to empower people across the UK to build their skills, knowledge, attitudes and behaviours to make the most of their money throughout their lives. It does this through a number of approaches: primarily supporting and training young people in school settings, young people and adults in community settings and adults in workplaces and through campaigning, contributing to policy consultations and advising financial service providers.
Insight Society was formally established in 2003 as a non-profit company, and is a service-user-led social enterprise. It helps and supports people who are blind, or severely visually impaired (BSVI) who live in Birmingham and the surrounding areas. Most service users are BSVI women from black and minority ethnic communities including a significant number who speak English as a second language. The main services it provides include advice and guidance, education, creative arts, employment and training, and health and social care services.
Larne CAP Debt Centre began operating in 2014, working in partnership with Larne Baptist Church and Gardenmore Presbyterian Church in Northern Ireland. It is part of the wider Christians Against Poverty network of 296 debt centres based in churches across the UK, which support people to get free practical debt help and equip them with the tools and confidence to face any financial challenges in future.
Act On It was founded in 2004, and registered as a not-for-profit company in 2009. It is based in East Sussex and specialises in using drama and creativity to support marginalised young people excluded from education. It works across the South East, training teachers to use a drama-based approach to support marginalised students in primary and secondary school settings.
Leaders in Community is a youth-led registered charity run by a group of active young people from Tower Hamlets in London. It was set up in 2009 by a group of young adults who wanted to improve their local services. Its trustee board and staff today are all aged under 30. Its mission is to provide young people with training to develop their personal resilience and overcome barriers to progression. It wants to equip them with the skills and opportunities to speak out about community issues, and challenge inequalities.
Hull Kingston Rovers Community Trust, is a registered charity, established in 2007 by the rugby league club Hull Kingston Rovers. Its vision is "to provide opportunities for members of the community to become the best they can be" through sport, physical activity, health, wellbeing and education. It is based in Marfleet, East Hull, which has exceptionally high levels of deprivation, with over 27% of residents receiving out-of-work benefits and one in three children living in poverty. It works in Marfleet, and in schools and communities across Hull.
CRiBS is a registered charity based in Bexleyheath in Kent, which has been operating for over 27 years. Its mission is for all children and young people to have the opportunity to explore and think through the values they live by and the beliefs that underpin them. Its work is open to people of all faiths or none. It specifically helps schools to develop the whole person by providing PSHE (Personal, Social, Health, and Economic) and RE (Religious Education) support, as well as mentoring and behavioural interventions for those students who are struggling at school for whatever reason.
Active Youth Outreach Services is a community interest company, which has worked within the communities of Worcestershire since 2015. Its vision is focused on addressing the issues surrounding youth disaffection and disengagement. The services it offers include community and positive engagement, national curriculum support, anti-social behaviour intervention, relationship training, internet safety and team building.
The Family Trust is a registered Christian charity established in 1988. For over 30 years it has been providing services to primary schools in the Maidstone, Medway and Swale areas of Kent. It delivers a diverse range of projects to over 170 schools across the area reaching over 45,000 children every year. It works in partnership with churches and is supported by around 200 volunteers.
November 2020 - Building & Developing Resilience - over £58,000 committed, 9 projects approved.
Free@last is a registered charity, located and working in the culturally diverse Nechells district, in central Birmingham. It originally started in 1999 as a support network for dads, and has expanded into all areas of community development and need, offering youth workshops, debt management help, and running enrichment activities such as trips and excursions.
Ella’s is a London-based charity working with women who have survived trafficking and sexual exploitation. Ella’s began in 2014, opened its first safe house in 2016, and now in 2020 operates and runs two safe houses and a community outreach programme, working with survivors in neighbourhoods across London.
Mesila is dedicated to empowering Orthodox Jewish communities to understand and apply the fundamental principles of financial stability. It has been operating in the UK since 2016, based in London, but works in communities across the UK supporting many ‘just about managing’ and low-income families. For adults this includes a comprehensive financial coaching service, workshops and seminars. For children and young adults it provides financial educational programmes to ensure they develop strong foundations.
Bags of Taste is a non-profit company which works with vulnerable people struggling with food poverty to enable them to eat healthy food on a budget. It has been delivering ‘food resilience’ courses since 2014, and currently operates in 13 areas across England: Birmingham, Haringey, Islington, Southwark, Hackney, Tower Hamlets, City of London, Wandsworth, Waltham Forest, Thanet, Sheffield, Maldon and Hastings.
Cannock Chase Advice Centre is a small registered charity established in 1997 in a deprived ex-mining area of Staffordshire. It is an independent advice centre, run by 10 volunteers. To deliver this project it will be working in partnership with Penk Moneywise, a local debt advice centre which comes under the umbrella of Community Money Advice.
Swindon Advocacy Movement (SAM) was set up as a user-led organisation in 1995 as a response to many people with learning disabilities leaving long-stay hospitals to live more independently in the community. It has been delivering community-based projects that make long-term, meaningful changes to the lives of people with learning disabilities now for over 25 years. In 2014 it was awarded the Swindon borough contract to provide statutory advocacy services under the Mental Care Act, the Mental Capacity Act and the Care Act.
Tailored Advice Services in Communities (TASC) formed as a community interest company in 2014 to deliver welfare and money advice and training for individuals and groups in Knowsley, Liverpool, Lancashire and Widnes. It works in partnership with local agencies such as Knowsley Disability Concern, Shap Ltd charity, and KPAIS (Knowsley Pensioners' Advocacy and Information Service).
Rugby Christian Life Centre is a church and registered charity that has a vision and ethos to support the whole community in which it is situated. It currently delivers a number of initiatives to support the vulnerable and socially disadvantaged, the isolated and excluded. It has been established in the New Bilton area of Rugby for over 24 years. During the Covid-19 pandemic it has developed a working partnership with New Bilton Community Association
November 2019 - Life Changing Transitions - just under £45,000 committed, 7 projects approved.
The Zinthiya Ganeshpanchan Trust, a registered charity was established in 2009 in Leicester. In 2018 they supported over 2,000 disadvantaged and vulnerable people in Leicestershire. They support people to live without the fear of violence and abuse, by providing holistic practical support by helping people transform their lives through education, skills development and employment opportunities.
The project we are funding is to support 78 people, who have become homeless as a result of a change/transition in their life, to successfully maintain a new tenancy. This will be achieved through intensive and wide-ranging tailored 1:1 support to empower people to change their relationship with money, maximise their income and reduce expenditure, understand the important tasks that need to be undertaken so not to fall behind with their rent and priority bills. A project advisor will be funded for 12 hours per week for six months.
Bestwood Advice Centre is a small grassroots charity based in the Bestwood ward of Nottingham. They have been providing free, impartial, confidential advice and support services for over 35 years to their local communities of Bestwood and Basford.
The project we will fund is Life after Debt. It will take a holistic, preventative approach to debt management, by providing a tailored support programme consisting of at least 4 meetings with 120 clients post-case closure. Providing this support will reduce the likelihood of re-entering situations of debt. Meetings will include budget planning, assistance with opening accounts, changing energy suppliers or other contracts. Progress of clients will be monitored by using their resource Value, Money and Me packs.
The Pandora Project, is a registered charity based in King's Lynn, which was established in 2013. Its main aim is to support women affected by domestic abuse in rural West Norfolk.
The project will deliver 1:1 financial capability support and guidance to 50 vulnerable women who live in West Norfolk. Each will be offered up to 6 sessions. This will be delivered by a 10 hour per week funded finance-worker post over one year. The project will empower women to take control of their finances and feel comfortable and more confident managing their money. Having an in-house finance worker who understands the financial impact of domestic abuse will improve the service Pandora can offer their clients.
Access2Advice is a Community Interest Company, established in 2007 in Derby. Their goal is to reduce re-offending through innovative means by working to ensure reliable and effective support for decreasing debt, improving financial capability and developing employment skills for offenders.
The aim of this project is to help ease the life transition offenders face when reintegrating back into the community by providing group debt, benefits and financial capability skills and support for 60 prisoners who committed offenses of a sexual nature and who are nearing the end of a custodial sentence in HMP Lincoln. The project will deliver two 3 hour workshops in HMP Lincoln and then evaluate the programme to establish the need and impact of the project for this offender group.
Clean Slate Training & Employment CIC was set up in 2006, by the former Managing Director of the Big Issue. They are based in Bath. Their overarching aim is to create a lasting impact that helps people help themselves to overcome poverty and escape the threat of homelessness. Clean Slate works with long term unemployed people, ex-offenders, people with histories of substance abuse, people with learning and physical disabilities and new parents.
Our funding will fund four 3 Bs group money skill training days to a minimum of 30 people at risk of homelessness in Gloucester. Each 6 hour money skills training course, addresses participants' attitudes to money and fills any gaps in their financial life skills. The 3 Bs borrow from the triple-threat faced by Universal Credit claimants: banking, budgeting and being online, but goes on to explore borrowing less, saving more, spending less and earning more. The course creates a safe space to explore the way people in their situation should think, behave and manage their money. It will involve participants editing content for Quids in! magazine and act as an agony aunt. By the end of the course they will have identified their own goals and the key steps they will need to take.
Musselburgh and District Citizens Advice has been delivering quality advice and guidance for over 45 years in its local community in Midlothian, Scotland. Since 2011, they have had a Financial Capability Officer delivering a Money Matters project to a range of groups, and have more recently developed a partnership with Criminal Justice and Social Work Teams in East and Midlothian to provide support for their clients who are offenders, at risk of offending or who are victims of domestic abuse.
The project will deliver 36 financial education group sessions to 26 women who attend the Connect, Spring and Supper Bite sessions. It will offer 1:1 support to women who need help to budget and support to negotiate with creditors. It will upskill and train 20 professionals who work in the Criminal Justice Social Work Teams in Mid and East Lothian, using CAB accredited training resources. All the activities will be funded by a 6 hour per week post over one year.
Middle Eastern Women and Society organisation (MEWSo) is a small registered charity based in Islington, North West London. They have been been delivering services to Middle Eastern, North African and Asian migrant, refugee and asylum seeking women and survivors of gender based violence in Westminster and Islington for over 8 years.
The project that we will fund will improve the financial knowledge and resilience of 35 women and their dependants at a critical point of their lives, namely divorce or separation. The service will be delivered over 40 weeks by two experienced welfare advisors who have lived experience of separation, and can speak native languages (English, Arabic, Kurdish and Farsi). Four hours of 1:1 support per week will be delivered. Four workshops of 3 hours each using the CAP Money Course resources will be delivered. A financial capability resource in English, Arabic, Kurdish and Farsi will be developed. Two community volunteers with lived experience will be trained to support and co-facilitate training and provide outreach and further support on financial matters to clients in need.
April 2019 - Raising the Next Generation Round - just under £49,000 committed, 10 projects approved.
Newbigin Community Trust is a registered charity, serving and empowering the culturally diverse community in Winson Green, Birmingham. They facilitate and create opportunities for neighbours to work together towards common goals and create community and networks of mutual support; a place that reduces social isolation and supports people in times of need.
This project will employ an Advocate Coordinator for 10 hours per week to deliver and support the following activities:
Recruit & train 6 volunteer peer advocates, their training comprises of 5 half day financial capability workshops.
Provide 2 x 3.5 hour weekly drop in sessions, one at HMP Birmingham's Visitor Centre and the other at Newbigin House.
3 hours of family outreach will be provided each week to vulnerable families where English is not the first language for banking / benefit support.
In partnership with Birmingham Settlement's Training Unit 25 young people aged 11-16, will attend 2 financial education workshops.
Surviving Economic Abuse is an independent national charity founded in 2017 to raise awareness of economic abuse in the context of domestic abuse, and to transform responses to it. Their vision is a world in which women and girls achieve economic equality and can live their lives free of abuse and exploitation.
This project will develop course content and materials to increase young peoples' knowledge and understanding of how to manage their personal finances and the economic aspect of relationships with a view to preventing young people and women in particular becoming victims of domestic abuse. A pilot programme will be delivered in at least 2 settings, 'School 21' in Stratford and charity partner 'Tender' to teach 35-75 young people. A minimum of 6 training programmes will be delivered.
By March 2020, a range of online & downloadable free tools & resources will be created to be used by a range of youth practitioners.
The Community Bureau, based in Lochgilphead, Argyll, is a Scottish Charity Incorporated Organisation. Founded in 2015, they are an umbrella organisation supporting a range of innovative community development projects and social enterprises designed to meet the needs of their rural and remote community.
This project will deliver the Skills for Living Project to 8 young people with Learning Difficulties.
Two cohorts of 4 people each will attend 4 x 90 minute financial skills workshops. Following completion of the workshops each young person will have the opportunity to volunteer in a safe environment for up to 2 hours on 3 successive weeks.
Community Stuff is a Community Interest Company based in Eastbourne, East Sussex. They have been operating for over 5 years, bringing community together with free fun activities, events, training and learning opportunities.
This project will deliver the hands on course Spend Less, Eat Well. The course teaches people how to manage their money better, learn basic organisational skills and practical cookery skills.
The course comprises 6 x 3 hour sessions, using the resource, 'Beyond the Foodbank' and online resources from the MSE website. The course will be delivered twice. The beneficiaries will be 16 Young Mums who reside in the Salvation Army Young Mothers' houses in Newhaven and Eastbourne.
Speaking Out is a registered Community Interest Company with over 10 years’ experience delivering services to residents of hostels for homeless people across Birmingham and the Black Country.
This project will engage and support 30 young people aged 16-18, who are resident in five homeless hostels across Birmingham and Dudley.
Five new volunteers will be trained to work with the young people in the hostels. There will be 1:1 tuition for each participant as well as weekly group sessions. This support will be delivered over 20 weeks to help them learn basic budgeting skills, numeracy and give them the opportunity to take an adult numeracy AEB qualification.
The project focuses on developing an appreciation of the value and importance of money as a key way of reintegration into society.
St. Andrew's Community Network is a registered charity, it has been supporting vulnerable people in Clubmoor, north Liverpool since 2003. They have delivered money advice and budgeting support for over 10 years, and are the co-ordinators for the north Liverpool Food Bank.
Over the year this project will train 10 new volunteer money advocates to support 40 people. It will deliver the Just Finance Foundation short money courses: Cash Smart Credit Savvy and Universal Credit Savvy adult courses twice per month to 164 adults over the year. In collaboration with West Derby School and Holly Lodge Girls College, a 6 week money foundation course will be delivered to 120 young people in Year 12.
Warm Hut, a registered charity was established in 2009 to support French speaking asylum seekers and refugees living in the Greater Manchester area, especially in Salford. The charity now has a wider remit of helping the local community in Salford and surrounding areas such as Cheetwood and Cheetham Hill.
This project will provide a face to face drop-in debt and money advice service for refugees and migrants experiencing financial difficulties, alongside a weekly club to discuss finance and related issues. It will deliver 10 x 2 hour workshops and learning circles providing preventative information & support. Topics covered include: trust in UK financial institutions; remittances; transferring money abroad; bad credit history; living within means and saving for the future.
A community personal finance outreach programme in Cheetwood will support up to 30 young people, aged 16-21,and up to 10 Community & Faith leaders.
North Bristol Advice Centre is an independent charity that has been delivering advice, representation and community services in deprived areas across North Bristol and South Gloucestershire for over 30 years. Their aim is to promote social justice and combat poverty by providing free and independent advice and support that enables people to develop skills, improve wellbeing and make positive changes in their lives and communities.
This project will deliver the Money Smart course to 60 young people aged 15-18 in partnership with South Gloucestershire & Stroud College. It will deliver 4 courses to 4 tutor groups comprising of 4 x 1 hour sessions. A further 1 hour follow up session will be delivered to all groups later in the year.
Oasis Hub Mayfield is based in a deprived area of Southampton. It was established in 2008, by the international charity Oasis whose vision is to build communities where everyone is included, and people reach their potential. Their Community Hub model is designed to meet the individual needs of a locality, which are tailored to maximise local opportunities.
Four workshops will be delivered at the Oasis hub site by a money trainer from local debt advice service Frontline Debt Advice. They will provide practical budgeting advice and support for up to 40 parents whose children attend the Oasis academies Mayfield and Sholing.
Arun and Chichester Citizens Advice is an independent charity and a member of the National Association of Citizens Advice. Their service is free, confidential, independent and impartial.
This project will employ an experienced financial capability worker for 1 day per week. Working in partnership with Safe in Sussex and My Syster's House it will deliver a flexible programme of 18 financial capability workshops using & adapting financial capability resources from national Citizens Advice, to approximately 48 survivors of domestic abuse.
46 1:1 sessions will be available for those requiring additional support, specifically around the use of IT. Citizens Advice’s digital money coaching materials will be used.
Safe in Sussex and My Syster’s House support workers will benefit by having a specialist resource to refer clients to for financial capability work, freeing up their time to provide broader support to develop clients self-esteem and confidence.