The UK has a massive problem with consumer and debt illiteracy. Companies spend billions on advertising, marketing and teaching their staff to sell – yet we get no buyers' training. The UK is in debt crisis, a whole generation is in debt up to its ears.
The MSE Charity is designed to try and break that cycle of debts.
What does it do?
Making the right choice involves information and understanding; to do that we need consumer education and support, enabling people to know what choices are available to them and how to make the right choice for their circumstances. The MSE Charity will support eligible individuals and groups who want to help eradicate this illiteracy through self-development or innovative projects.
Where does the money come from?
The money is generated from three sources:
Donations from well-wishers. Anyone who wants to support the charity is more than welcome. For the many who've previously asked how to donate to MoneySavingExpert.com as it's saved them money, the answer is to donate to this charity. How to donate
An annual donation from MoneySavingExpert.com. A donation of over £200,000 at the launch of the charity, and it's hoped at least £100,000 per year going forward from MoneySavingExpert.com (see The MSE Charity section).
Revenue from book sales. All Martin Lewis' proceeds from his books Thrifty Ways and Three Lessons go directly to this charity.
All this cash - less some small administration costs, which aren't expected to exceed 10% of income - will go directly to the beneficiaries. The cost of the day-to-day operation of the charity will be met by a separate personal donation by Martin Lewis.
Money Saving Expert, and TV's Money Guru, Martin is the creator of MoneySavingExpert.com and the founder of this charity. An ultra-specialised journalist Martin is passionate about financial education, debt education and consumer empowerment. Read Martin's full biography.
John Hewison Chair of The MSE Charity. Educated at Manchester Grammar School and Nottingham University where he read law, John has spent his working life in private practice as a solicitor and became senior partner at George Davies Solicitors Manchester where he is still a consultant as well as doing commercial mediation work. He has much experience of charity law and practice, particularly in the fields of sport, education and music. His hobbies over the years have been largely sport related and he still plays golf as well as travelling widely.
Tony Tesciuba is the director of Tesciuba Limited, Chartered Accountants, and Chartered Tax Advisers. He has been helping clients since he qualified in 1982. In 11 years with Price Waterhouse, Tony trained and was later a senior manager in its audit and business services division in Manchester and London. Since then, Tony has been a partner in leading regional firms until setting up his own firm in 2001. Educated at Manchester Grammar School and London School of Economics (LSE), Tony is married with four children. He enjoys running, music and family outings .
Katie was one of the founding members of the MSE GAP, and has served as a Trustee of the Charity since November 2009. She currently works part time as a grant-making trust researcher for a Fundraising Consultancy in Norfolk, volunteers for her local Credit Union, and has previously been a volunteer Debt Advice worker at Norwich & District CAB. When not money-saving and working, she cares for her three super active kids, enjoys growing fruit and vegetables, and making delicious jams and chutneys!
‘Vanessa lives in London and has been a member of the MSE GAP since its inception and has served as a Trustee of the Charity since November 2009. She has experience of managing services within the charity sector, including managing various grant-giving programmes for individuals, organisations and grass-root initiatives and community schemes. Vanessa has also previously worked for the Citizens Advice Bureau and the British Red Cross, and is passionate about supporting and empowering people in creating positive change, by providing opportunities, support and funding. In her spare time, Vanessa enjoys making the most of what London has to offer.
Katija (Teej) Dew
Teej is a Trustee of the Charity and has been a member of the MSE GAP since 2011. Living in South Wales she works for the Wales Co-operative Centre where she ‘Champions’ Financial Inclusion. Her work involves working with the UK, Welsh and Local Governments across Wales, the financial service sector and a whole range of support organisations on policy to make sure that the people they work with get a fair chance.
Teej is an ardent money saver, based on a set of values instilled in her by her moneywise mother which are now being passed down to her own family. In her spare time Teej loves to be cooking for nights in with friends and out on her bike on the wild Welsh roads.
Grants Advisory Panel
To support the work of the charity a group called the Grants Advisory Panel (or GAP) assesses, makes recommendations and decisions on all grant applications, and supports the work of the Board of Trustees. This Panel is recruited from Trustees and users of MoneySavingExpert.com. Three Th
Paul is married and lives just outside of Southampton. He has previous experience with national Educational and Development programmes and local charities. More recently trained with the Citizens Advice Bureau, advising on various topics, including Debt and Money Management, and believes that education,training and ongoing support in these subjects is paramount. Sport, music, holidays and DIY (mostly for his children) take up the rest of the time.
The MSE Charity Registration Details
Charity Registration Number 1121320.
The MSE Charity is also a company limited by guarantee, registered in England & Wales with number 06078667.
Registered office c/o Tesciuba Limited, The Chambers,13 Police Street. Manchester M2 7LQ
The Operations Manager
The MSE Charity
PO Box 240